Đề 5 – Đề thi, câu hỏi trắc nghiệm online Tiếng Anh ngành Bất động sản

1. What is 'curb appeal'?

A. The interior design of a property.

B. The property's value based on its location.

C. The attractiveness of a property from the street.

D. The cost of landscaping.

2. What does 'zoning' primarily regulate?

A. Property taxes

B. Building design

C. Land use

D. Home prices

3. Which factor is MOST likely to increase the value of a residential property?

A. A decrease in interest rates

B. A strong local job market

C. An increase in property taxes

D. A decline in nearby school quality

4. What is the primary difference between a 'leasehold' and a 'fee simple' estate?

A. Leasehold involves ownership, while fee simple involves renting.

B. Fee simple involves absolute ownership, while leasehold involves temporary rights to use the property.

C. Leasehold is for commercial properties only, while fee simple is for residential properties.

D. Fee simple requires property taxes, while leasehold does not.

5. What is 'appreciation' in real estate?

A. A decrease in the value of a property.

B. An increase in the value of a property.

C. The cost of maintaining a property.

D. The process of assessing property taxes.

6. What is a 'balloon payment' in a mortgage?

A. A small, regular payment made over the life of the loan.

B. A large, lump-sum payment due at the end of the loan term.

C. An extra payment made to reduce the principal balance.

D. A payment that increases over time.

7. What is the meaning of 'amortization' in the context of a mortgage?

A. The process of insuring a property against damage.

B. The gradual repayment of a loan principal over time.

C. The initial down payment on a property.

D. The closing costs associated with buying a property.

8. What does 'ROI' stand for in real estate investment?

A. Return on Investment

B. Rate of Interest

C. Real Option Income

D. Residential Occupancy Index

9. Which of the following is the best synonym for 'leverage' in real estate investment?

A. Diversification

B. Financing

C. Depreciation

D. Appreciation

10. What is a 'fixture' in real estate terminology?

A. A temporary decoration in a home.

B. An item of personal property.

C. An item permanently attached to the property.

D. A type of real estate contract.

11. What is the meaning of 'eminent domain'?

A. The right of the government to take private property for public use.

B. The process of appealing property taxes.

C. A type of real estate fraud.

D. A clause in a lease agreement.

12. What is 'due diligence' in real estate?

A. The process of marketing a property.

B. A thorough investigation of a property and its associated risks.

C. The negotiation phase of a real estate transaction.

D. The final walkthrough before closing.

13. What is a 'walkthrough' in the context of buying a home?

A. A preliminary meeting with the real estate agent.

B. A final inspection of the property before closing.

C. An initial assessment of the property's value.

D. A tour of the neighborhood.

14. What is a 'conditional offer' in a real estate transaction?

A. An offer that is guaranteed to be accepted.

B. An offer that includes certain conditions that must be met for the sale to proceed.

C. An offer that is made without seeing the property.

D. An offer that is below the asking price.

15. What does 'REIT' stand for?

A. Real Estate Investment Trust

B. Real Estate Income Tax

C. Residential Equity Investment Transaction

D. Rental Expense Income Total

16. Which of the following is a disadvantage of investing in real estate?

A. High liquidity

B. Low volatility

C. Illiquidity

D. Guaranteed returns

17. Which of the following terms best describes the process of determining the market value of a property?

A. Depreciation

B. Appraisal

C. Amortization

D. Leverage

18. What does 'title insurance' protect against?

A. Damage to the property from natural disasters.

B. Losses arising from defects in the property title.

C. The buyer's inability to make mortgage payments.

D. Fluctuations in property value.

19. Which of the following is NOT a type of real estate professional?

A. Real estate agent

B. Property manager

C. Stockbroker

D. Appraiser

20. Which document transfers ownership of real property from one party to another?

A. Mortgage

B. Lease Agreement

C. Deed

D. Promissory Note

21. What is the purpose of a 'property survey'?

A. To assess the property's interior design.

B. To determine the property's market value.

C. To determine the property's boundaries and identify any encroachments.

D. To evaluate the structural integrity of the building.

22. Which of the following is NOT typically considered a closing cost?

A. Appraisal fee

B. Homeowner's insurance premium

C. Earnest money deposit

D. Title search fee

23. What is a 'short sale'?

A. The sale of a property in a short amount of time.

B. The sale of a property for less than the outstanding mortgage balance.

C. The sale of a property to a close friend or family member.

D. The sale of a property without a real estate agent.

24. What is a 'lien' in the context of real estate?

A. A type of insurance policy.

B. A legal claim against a property.

C. A government tax on property sales.

D. A method of property valuation.

25. What does 'escrow' generally refer to in a real estate transaction?

A. A type of home inspection.

B. A neutral third party holding funds or documents.

C. A loan pre-approval process.

D. A property management service.

26. Which of the following is NOT a typical responsibility of a property manager?

A. Collecting rent

B. Maintaining the property

C. Selling the property

D. Screening tenants

27. What is the 'loan-to-value ratio' (LTV)?

A. The ratio of the loan amount to the borrower's credit score.

B. The ratio of the loan amount to the appraised value of the property.

C. The ratio of the borrower's income to their monthly expenses.

D. The ratio of the property taxes to the property value.

28. What is 'capital gain' in real estate?

A. The profit from the sale of a property.

B. The cost of renovating a property.

C. The amount of property taxes paid.

D. The interest paid on a mortgage.

29. Which of the following best describes 'cap rate' (capitalization rate)?

A. The total cost of renovating a property.

B. The rate of return on a real estate investment property.

C. The amount of property taxes due annually.

D. The interest rate on a mortgage.

30. What is the function of a 'real estate broker'?

A. To provide legal advice regarding real estate transactions.

B. To connect buyers and sellers and facilitate real estate transactions.

C. To assess the value of a property.

D. To manage rental properties.